As you mature, you begin to understand how important it is to put safeguards in place should you need them to help take care of you and your family. If you or a family member were to develop a chronic medical condition or disability, the cold hard truth is that you might not be able to get the care that you need. Consider the following facts:
- Medicaid and Medicare do not provide coverage to help you pay your long-term care costs.
- The average LTC cost in SC is currently around $190 a day, which is approximately $68,400 per year!
- Reliable statistics show that 70% of women will need it at some point
If you allow us to help you to forward-think and plan, we can safeguard you with long-term care insurance. This kind of policy ensures that should you develop a chronic medical condition, a disability, or a disorder like Alzheimer’s disease, it will help you pay for the services that regular health insurance won’t cover. Most policies will reimburse you for care given in a variety of places such as: home care, nursing home costs, assisted living facilities, or an adult daycare center. Our team can assess your situations and preferences and help you make the right choice.
Long term insurance can help to set your mind at ease by knowing that you are covered whatever the future holds.